Weekly Market Recap This week saw further robust jobs numbers in the US. However, the market reaction to this has been tempered by apparent weaker prospects from companies such as Apple and Disney. In addition, good economic data has kept the Fed on track for a possible US rate hike in 2015 as planned. The Fed is, in part, looking to jobs data as they time the eventual rate hike. Internationally, Greece now expects to completely finalize its bailout later in the month and the Athens Stock Exchange reopened this week. Chinese markets appeared to stabilize this week as the government added further limitations on short selling. In Canada, campaigning started for an election later in the year. Remember, if you're the sort of person, like many of us, who tends to rush to take care of your finances in late December, by that time it can be too late to get your full 401(k) match. Now is a good time to set up a contribution level that will get you to a full employer match for 2015. If you have 401(k) plan, then the matching benefit can really be worth taking advantage of. There are, unfortunately in life, few situations that can be considered free money. 401(k) matching is about as good as it can get. If your employer offers to full, or partially, match your 401(k) contributions up to a certain level, then it generally makes sense to contribute up to that level. This takes full advantage of the benefit. We believe this is a smart move even if your 401(k) options aren't perfect, because matching can mean effectively a 100% return right off the bat. This should more than offset any fee or fund inefficiency, or overcome interest rates you are paying on any debts. Also remember that the employer match does not count towards your 2015 contribution limit of $18,000 for clients under 50. (Clients over age 50 can contribute $24,000.) Plus, you can generally rollover your 401(k) to broaden your options later. You can get in touch with us if you have older 401(k)s that you'd like to rollover to lower your fees and improve diversification. 401(k) contributions, though important for those eligible, are only part of a robust financial plan. Log in to your account to see your details of our household financial plan for you, and learn how many of our 9 financial best practices you are taking advantage of. Disclaimer:
The views expressed herein are not intended to serve as a forecast, a guarantee of future results, investment recommendations or an offer to buy or sell securities by FutureAdvisor. Differences in account size, timing of transactions and market conditions prevailing at the time of investment may lead to different results, and clients may lose money. Past performance is not indicative of future results. The tax loss harvesting strategy discussed should not be interpreted as tax advice and it does not represent in any manner that the tax consequences detailed will be obtained or that its tax loss harvesting strategy will result in any particular tax consequence. Clients should consult with their personal tax advisors regarding the tax consequences of investing. Your Portfolio Summary | $9,566.47 Your Total Assets | Ways To Improve Your Portfolio | 0 Accounts with Actions | Your portfolio has no recommended actions right now. We'll watch over your investments and alert you with an email when there are actions for you to complete. Sign in to see detailed steps  | | Sign in to see your full dashboard | | 
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